Mortgage Loan Officer

Company: Regions Financial
Location: Belleville
Posted on: May 31, 2021

Job Description:

Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice.Regions is dedicated to taking appropriate steps to safeguard and protect private and personally identifiable information you submit. The information that you submit will be collected and reviewed by associates, consultants, and vendors of Regions in order to evaluate your qualifications and experience for job opportunities and will not be used for marketing purposes, sold, or shared outside of Regions unless required by law. Such information will be stored for a set period of time. You may review, modify, or update your information by visiting and logging into the careers section of the system.Job Description:At Regions, the Mortgage Loan Originator directs origination of residential mortgage loans from a borrower through a branch network.Primary ResponsibilitiesCompletes mortgage applications for submission to the loan processing and underwriting departmentsEvaluates loan requests, analyze financial data, and determines qualification of collateral and customer credit historyMaintains contact with loan customer, communicating progress of loan and obtaining any required documentationStructures loan to comply with acceptable lending practices and Federal regulationsEstablishes detailed marketing/business plan including names of potential and existing loan customers, realtors, builders, developers, etc and frequency of contactAnswers customer calls and walk- in customers to discuss various loan products and qualification informationMakes sales calls on potential or existing customers as established in Regions marketing plan to develop new business or retain existing businessCross-sells other bank products and servicesReads surveys and appraisals, and takes necessary steps to correct encroachments and violationsMay participate in networking through professional, business and community organizations and activities to promote and market loan productsThis position requires the tracking of time and is eligible for overtimefor hours worked in excess of 40 per week under theFair Labor Standards pensation is Commission basedThis position requires registration with the Nationwide Mortgage Licensing System and Registry (NMLS). Please refer to (for more information.RequirementsHigh school diploma or GEDThree (3)years of mortgage lending experience with proven mortgage production.Abundant mortgage experience in developing external business via referral partners in the market including but not limited to realtors, builders, and financial planners.PreferencesBachelor's degreePrior Mortgage Loan Originator experienceSkills and CompetenciesKnowledgeable of Mortgage products, systems, terminology, tax requirements, etc.Sales acumenKnowledgeable on agency and investor regulations and guidelinesMust be able to multi-task competing priorities and meet tight deadlinesMust be able to build and maintain internal and external relationships to deliver high levels of serviceStrong written and verbal communication skillsGood organizational skillsProficient in Microsoft Office productsAdditional Locations:Belleville, Il; Fairview Heights, Il; Edwardsville, Il; Columbia, MO; Springfield, MO; St. Charles, MO; Jefferson City, MO; Branson, MO; O'Fallon, MOPosition TypeFull timeLocation DetailsBelleville IL BranchLocation:Belleville, IllinoisBring Your Whole Self to WorkWe have a passion for creating an inclusive environment that promotes and values diversity of race, color, national origin, religion, age, sexual orientation, gender identity, disability, veteran status, genetic information, sex, pregnancy, and many other primary and secondary dimensions that make each of us unique as individuals and provide valuable perspective that makes us a better company and employer. More importantly, we recognize that creating a workplace where everyone, regardless of background, can do their best work is the right thing to do.OFCCP Disclosure: Equal Opportunity Employer/Disabled/Veterans

Keywords: Regions Financial, Belleville , Mortgage Loan Officer, Other , Belleville, Illinois